- This new Race of Co-Applicant or Co-Debtor investigation community class: made up of seven FIG fields with information on the an effective co-applicant’s otherwise co-borrower’s race (FIG Investigation Occupation Numbers 41-48).
If an individual or more of the half a dozen Ethnicity out of Candidate or Borrower FIG industries provides errors, they’d number overall (and just one to) error for this data industry group. Whether your Ethnicity away from Applicant or Borrower research industry category has actually problems throughout the Total Attempt one to payday loans Idaho surpass this new Resubmission Tolerance inside the line D of the HMDA table, examiners is always to lead the financing commitment to improve this new half dozen Ethnicity away from Candidate or Borrower FIG areas and you may resubmit the HMDA LAR having those individuals FIG industries remedied. Continue reading Accordingly, the fresh new Resubmission Endurance fee would-be highest getting borrowing unions that have less than 31 HMDA LAR outlines